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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $238,157 | $183,627+29.7% | $155,602+53.1% | $145,978+63.1% |
| Participation rate | 70.0% | 82.7%-12.7pp | 78.2%-8.2pp | 80.3%-10.3pp |
| Annual return | 12.70% | 61.32%-48.6pp | 64.81%-52.1pp | 550.52%-537.8pp |
| Employer contribution / active EE | $2,176 | $5,316-59.1% | $4,675-53.5% | $4,662-53.3% |
| Participant deferral / active EE | $4,695 | $6,466-27.4% | $5,629-16.6% | $6,690-29.8% |
| Admin fee / account holder | $1,258 | $19,327-93.5% | $15,923-92.1% | $13,400-90.6% |