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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,460 | $167,362+14.4% | $143,799+33.1% | $134,532+42.3% |
| Participation rate | 80.0% | 84.8%-4.8pp | 80.3%-0.3pp | 81.2%-1.2pp |
| Annual return | -15.38% | 0.47%-15.9pp | -0.04%-15.3pp | 418.27%-433.6pp |
| Employer contribution / active EE | $2,380 | $5,620-57.6% | $4,952-51.9% | $4,741-49.8% |
| Participant deferral / active EE | $4,229 | $6,447-34.4% | $5,638-25.0% | $6,401-33.9% |
| Admin fee / account holder | $9,822 | $18,094-45.7% | $14,677-33.1% | $11,429-14.1% |