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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,207 | $209,425-24.5% | $178,499-11.4% | $158,966-0.5% |
| Participation rate | 81.8% | 86.4%-4.5pp | 81.9%-0.1pp | 82.0%-0.1pp |
| Annual return | 15.39% | 188.80%-173.4pp | 151.10%-135.7pp | 302.95%-287.6pp |
| Employer contribution / active EE | $2,116 | $5,707-62.9% | $5,011-57.8% | $4,762-55.6% |
| Participant deferral / active EE | $3,865 | $5,955-35.1% | $5,202-25.7% | $5,983-35.4% |
| Admin fee / account holder | $1,685 | $17,078-90.1% | $13,986-88.0% | $11,250-85.0% |