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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,483 | $202,342-34.5% | $172,752-23.3% | $152,897-13.4% |
| Participation rate | 81.8% | 87.1%-5.2pp | 82.6%-0.8pp | 82.5%-0.6pp |
| Annual return | 20.19% | 1029.83%-1009.6pp | 802.97%-782.8pp | 345.43%-325.2pp |
| Employer contribution / active EE | $2,094 | $5,858-64.2% | $5,144-59.3% | $4,764-56.0% |
| Participant deferral / active EE | $4,197 | $5,948-29.4% | $5,198-19.2% | $5,851-28.3% |
| Admin fee / account holder | $374 | $17,111-97.8% | $13,955-97.3% | $11,599-96.8% |