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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,067 | $88,672-75.1% | $105,223-79.0% | $82,448-73.2% |
| Participation rate | 70.0% | 67.9%+2.1pp | 75.0%-5.0pp | 68.1%+1.9pp |
| Annual return | 7.75% | 30.86%-23.1pp | 180.65%-172.9pp | 41.64%-33.9pp |
| Employer contribution / active EE | $908 | $3,048-70.2% | $3,689-75.4% | $2,551-64.4% |
| Participant deferral / active EE | $2,007 | $4,036-50.3% | $5,072-60.4% | $4,139-51.5% |
| Admin fee / account holder | $15,352 | $7,146+114.8% | $8,859+73.3% | $7,234+112.2% |