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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,027 | $56,894-73.6% | $84,753-82.3% | $62,881-76.1% |
| Participation rate | 97.2% | 68.5%+28.7pp | 76.6%+20.6pp | 69.3%+27.9pp |
| Annual return | 9.47% | 6.30%+3.2pp | 22.78%-13.3pp | 20.14%-10.7pp |
| Employer contribution / active EE | $978 | $2,400-59.3% | $3,574-72.6% | $2,281-57.1% |
| Participant deferral / active EE | $2,336 | $2,709-13.8% | $3,712-37.1% | $3,203-27.1% |
| Admin fee / account holder | $490 | $3,581-86.3% | $5,333-90.8% | $4,296-88.6% |