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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,482 | $63,346-72.4% | $92,239-81.0% | $70,124-75.1% |
| Participation rate | 93.2% | 68.7%+24.5pp | 76.5%+16.7pp | 69.5%+23.6pp |
| Annual return | 13.79% | 530.19%-516.4pp | 176.29%-162.5pp | 73.14%-59.4pp |
| Employer contribution / active EE | $802 | $2,471-67.5% | $3,680-78.2% | $2,342-65.8% |
| Participant deferral / active EE | $2,116 | $2,854-25.8% | $3,897-45.7% | $3,332-36.5% |
| Admin fee / account holder | $424 | $3,841-89.0% | $5,194-91.8% | $4,645-90.9% |