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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,036 | $144,130-41.0% | $117,861-27.9% | $147,586-42.4% |
| Participation rate | 85.7% | 83.4%+2.3pp | 79.7%+6.0pp | 82.8%+2.9pp |
| Annual return | 16.86% | 531.20%-514.3pp | 335.11%-318.2pp | 578.59%-561.7pp |
| Employer contribution / active EE | $2,186 | $4,897-55.4% | $3,786-42.3% | $4,876-55.2% |
| Participant deferral / active EE | $5,431 | $5,316+2.2% | $4,482+21.2% | $5,439-0.1% |
| Admin fee / account holder | $747 | $10,887-93.1% | $8,021-90.7% | $10,886-93.1% |