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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,706 | $166,242-41.8% | $165,071-41.4% | $145,884-33.7% |
| Participation rate | 80.0% | 82.0%-2.0pp | 78.6%+1.4pp | 80.3%-0.3pp |
| Annual return | 12.12% | 100.44%-88.3pp | 70.17%-58.1pp | 551.85%-539.7pp |
| Employer contribution / active EE | $4,010 | $5,283-24.1% | $4,347-7.8% | $4,662-14.0% |
| Participant deferral / active EE | $11,043 | $6,964+58.6% | $6,035+83.0% | $6,690+65.1% |
| Admin fee / account holder | $24,600 | $16,658+47.7% | $12,695+93.8% | $13,392+83.7% |