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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,142 | $176,786-32.0% | $146,643-18.1% | $167,536-28.3% |
| Participation rate | 78.3% | 83.6%-5.4pp | 80.1%-1.8pp | 82.1%-3.9pp |
| Annual return | 25.88% | 24.04%+1.8pp | 22.75%+3.1pp | 478.82%-452.9pp |
| Employer contribution / active EE | $2,768 | $5,161-46.4% | $4,137-33.1% | $4,839-42.8% |
| Participant deferral / active EE | $9,554 | $6,440+48.4% | $5,506+73.5% | $6,342+50.6% |
| Admin fee / account holder | $11,298 | $13,262-14.8% | $10,280+9.9% | $12,315-8.3% |