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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,231 | $154,209-40.8% | $130,062-29.9% | $139,487-34.6% |
| Participation rate | 75.0% | 82.0%-7.0pp | 78.5%-3.5pp | 80.3%-5.3pp |
| Annual return | 15.73% | 32.52%-16.8pp | -137.37%+153.1pp | 373.84%-358.1pp |
| Employer contribution / active EE | $4,170 | $5,292-21.2% | $4,322-3.5% | $4,755-12.3% |
| Participant deferral / active EE | $11,973 | $6,709+78.5% | $5,821+105.7% | $6,713+78.4% |
| Admin fee / account holder | $1,418 | $13,988-89.9% | $10,601-86.6% | $11,407-87.6% |