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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,035 | $175,231+22.1% | $149,696+43.0% | $139,466+53.5% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 31.33% | 166.77%-135.4pp | 134.46%-103.1pp | 373.66%-342.3pp |
| Employer contribution / active EE | $4,473 | $5,478-18.4% | $4,821-7.2% | $4,754-5.9% |
| Participant deferral / active EE | $12,037 | $6,521+84.6% | $5,682+111.8% | $6,712+79.3% |
| Admin fee / account holder | $1,896 | $16,155-88.3% | $13,212-85.6% | $11,409-83.4% |