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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,579 | $209,422-27.1% | $178,503-14.5% | $158,982-4.0% |
| Participation rate | 92.9% | 86.4%+6.5pp | 81.9%+10.9pp | 82.0%+10.9pp |
| Annual return | 15.72% | 188.81%-173.1pp | 151.12%-135.4pp | 302.99%-287.3pp |
| Employer contribution / active EE | $4,385 | $5,707-23.2% | $5,011-12.5% | $4,763-7.9% |
| Participant deferral / active EE | $8,207 | $5,955+37.8% | $5,202+57.8% | $5,983+37.2% |
| Admin fee / account holder | $1,110 | $17,079-93.5% | $13,987-92.1% | $11,252-90.1% |