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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,017 | $198,457-48.1% | $170,435-39.6% | $147,586-30.2% |
| Participation rate | 86.4% | 88.0%-1.6pp | 83.6%+2.8pp | 82.8%+3.5pp |
| Annual return | 21.18% | 257.30%-236.1pp | 205.94%-184.8pp | 578.59%-557.4pp |
| Employer contribution / active EE | $5,877 | $6,183-5.0% | $5,432+8.2% | $4,876+20.5% |
| Participant deferral / active EE | $4,625 | $5,629-17.8% | $4,939-6.4% | $5,439-15.0% |
| Admin fee / account holder | $1,506 | $16,852-91.1% | $13,881-89.2% | $10,886-86.2% |