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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,425 | $181,896-62.9% | $156,551-56.9% | $273,972-75.4% |
| Participation rate | 87.0% | 88.4%-1.4pp | 84.0%+2.9pp | 83.0%+3.9pp |
| Annual return | 9.40% | 30.74%-21.3pp | 32.23%-22.8pp | 41.46%-32.1pp |
| Employer contribution / active EE | $5,155 | $6,248-17.5% | $5,501-6.3% | $4,869+5.9% |
| Participant deferral / active EE | $4,177 | $5,550-24.7% | $4,871-14.2% | $5,287-21.0% |
| Admin fee / account holder | $1,251 | $15,560-92.0% | $13,028-90.4% | $10,133-87.7% |