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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,273 | $78,670-85.7% | $109,173-89.7% | $85,847-86.9% |
| Participation rate | 97.9% | 68.3%+29.6pp | 75.9%+22.0pp | 69.3%+28.6pp |
| Annual return | 11.51% | 25.09%-13.6pp | 25.75%-14.2pp | 318.61%-307.1pp |
| Employer contribution / active EE | $1,762 | $2,734-35.5% | $3,723-52.7% | $2,565-31.3% |
| Participant deferral / active EE | $459 | $3,467-86.8% | $4,654-90.1% | $3,952-88.4% |
| Admin fee / account holder | $1,303 | $5,469-76.2% | $6,755-80.7% | $6,261-79.2% |