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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,342 | $64,719-82.5% | $112,249-89.9% | $68,486-83.4% |
| Participation rate | 98.1% | 67.2%+31.0pp | 75.1%+23.1pp | 67.9%+30.2pp |
| Annual return | -19.43% | -11.40%-8.0pp | 27.48%-46.9pp | -7.85%-11.6pp |
| Employer contribution / active EE | $2,220 | $2,747-19.2% | $3,636-38.9% | $2,597-14.5% |
| Participant deferral / active EE | $875 | $3,565-75.5% | $4,729-81.5% | $4,028-78.3% |
| Admin fee / account holder | $2,727 | $5,232-47.9% | $6,412-57.5% | $5,404-49.5% |