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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,309 | $73,978-73.9% | $96,515-80.0% | $75,173-74.3% |
| Participation rate | 72.3% | 66.4%+5.9pp | 74.3%-2.0pp | 67.2%+5.1pp |
| Annual return | 14.61% | 26.72%-12.1pp | 35.73%-21.1pp | 160.72%-146.1pp |
| Employer contribution / active EE | $1,496 | $2,931-49.0% | $3,740-60.0% | $2,671-44.0% |
| Participant deferral / active EE | $977 | $3,660-73.3% | $4,880-80.0% | $4,126-76.3% |
| Admin fee / account holder | $3,622 | $5,219-30.6% | $6,735-46.2% | $5,651-35.9% |