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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,945 | $72,273-76.6% | $101,275-83.3% | $79,856-78.8% |
| Participation rate | 82.6% | 68.5%+14.1pp | 75.8%+6.8pp | 69.6%+13.0pp |
| Annual return | 18.40% | 22.30%-3.9pp | 46.48%-28.1pp | 31.71%-13.3pp |
| Employer contribution / active EE | $1,342 | $2,691-50.1% | $3,660-63.3% | $2,471-45.7% |
| Participant deferral / active EE | $2,916 | $3,282-11.1% | $4,371-33.3% | $3,741-22.0% |
| Admin fee / account holder | $1,077 | $4,401-75.5% | $5,948-81.9% | $5,306-79.7% |