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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,499 | $57,065-20.3% | $75,670-39.9% | $70,131-35.1% |
| Participation rate | 80.4% | 68.1%+12.3pp | 72.3%+8.0pp | 69.5%+10.9pp |
| Annual return | 11.39% | 23.57%-12.2pp | 27.34%-15.9pp | 73.14%-61.7pp |
| Employer contribution / active EE | $1,439 | $1,817-20.8% | $2,352-38.8% | $2,342-38.6% |
| Participant deferral / active EE | $3,148 | $2,580+22.0% | $3,142+0.2% | $3,332-5.5% |
| Admin fee / account holder | $1,923 | $3,825-49.7% | $5,800-66.8% | $4,645-58.6% |