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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,473 | $52,306-26.4% | $69,779-44.9% | $62,881-38.8% |
| Participation rate | 89.8% | 67.2%+22.6pp | 71.8%+18.0pp | 69.3%+20.5pp |
| Annual return | 8.30% | 13.35%-5.1pp | 12.99%-4.7pp | 20.14%-11.8pp |
| Employer contribution / active EE | $1,318 | $1,799-26.7% | $2,338-43.6% | $2,281-42.2% |
| Participant deferral / active EE | $2,780 | $2,395+16.1% | $2,931-5.2% | $3,203-13.2% |
| Admin fee / account holder | $2,625 | $3,691-28.9% | $4,381-40.1% | $4,296-38.9% |