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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,679 | $48,274-21.9% | $63,244-40.4% | $59,633-36.8% |
| Participation rate | 88.4% | 66.3%+22.1pp | 71.0%+17.3pp | 68.7%+19.7pp |
| Annual return | -3.47% | -240.79%+237.3pp | -70.31%+66.8pp | 2041.45%-2044.9pp |
| Employer contribution / active EE | $657 | $1,586-58.6% | $2,322-71.7% | $2,203-70.2% |
| Participant deferral / active EE | $2,455 | $2,343+4.8% | $2,953-16.9% | $3,192-23.1% |
| Admin fee / account holder | $876 | $3,600-75.7% | $5,893-85.1% | $4,297-79.6% |