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| Provider | Service type | Compensation |
|---|---|---|
CREATIVE PLANNING LLC2 years Filed as: CREATIVE PLANNING Service code 27 · EIN 45-5091060 | Advisory (Plan) | $27,817 |
Filed as: TPP RETIREMENT PLAN SPECIALISTS, LL Service code 14 · EIN 20-1301962 | Plan Administrator | $25,181 |
UHY LLP1 year Service code 10 · EIN 20-0694403 | Accounting | $13,365 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,052 | $56,438-43.2% | $76,902-58.3% | $71,529-55.2% |
| Participation rate | 71.3% | 64.3%+7.0pp | 69.6%+1.7pp | 67.9%+3.4pp |
| Annual return | 12.83% | 19.05%-6.2pp | 37.91%-25.1pp | 28.97%-16.1pp |
| Employer contribution / active EE | $2,118 | $1,864+13.7% | $2,534-16.4% | $2,590-18.2% |
| Participant deferral / active EE | $3,507 | $3,136+11.8% | $3,833-8.5% | $4,291-18.3% |
| Admin fee / account holder | $516 | $1,430-63.9% | $5,479-90.6% | $1,588-67.5% |