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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,747 | $114,119-10.0% | $107,187-4.1% | $138,895-26.0% |
| Participation rate | 91.3% | 78.1%+13.2pp | 75.0%+16.3pp | 79.9%+11.4pp |
| Annual return | 18.51% | 273.21%-254.7pp | 204.55%-186.0pp | 145.39%-126.9pp |
| Employer contribution / active EE | $3,182 | $4,059-21.6% | $3,782-15.9% | $4,194-24.1% |
| Participant deferral / active EE | $7,639 | $5,538+37.9% | $5,096+49.9% | $6,396+19.4% |
| Admin fee / account holder | $510 | $10,024-94.9% | $9,162-94.4% | $12,562-95.9% |