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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,289 | $134,001-56.5% | $112,258-48.1% | $134,509-56.7% |
| Participation rate | 94.4% | 78.6%+15.9pp | 75.1%+19.4pp | 81.2%+13.2pp |
| Annual return | -20.61% | 47.15%-67.8pp | 27.47%-48.1pp | 418.13%-438.7pp |
| Employer contribution / active EE | $2,662 | $4,039-34.1% | $3,636-26.8% | $4,741-43.9% |
| Participant deferral / active EE | $7,133 | $5,291+34.8% | $4,728+50.8% | $6,400+11.4% |
| Admin fee / account holder | $580 | $7,491-92.3% | $6,411-91.0% | $11,427-94.9% |