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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,127 | $115,810-49.8% | $101,271-42.6% | $158,966-63.4% |
| Participation rate | 87.5% | 79.4%+8.1pp | 75.8%+11.7pp | 82.0%+5.5pp |
| Annual return | 19.14% | 56.15%-37.0pp | 46.48%-27.3pp | 302.95%-283.8pp |
| Employer contribution / active EE | $2,076 | $4,175-50.3% | $3,660-43.3% | $4,762-56.4% |
| Participant deferral / active EE | $5,337 | $4,958+7.6% | $4,371+22.1% | $5,983-10.8% |
| Admin fee / account holder | $1,734 | $7,248-76.1% | $5,948-70.8% | $11,250-84.6% |