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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,502 | $106,549-34.8% | $91,225-23.8% | $134,509-48.3% |
| Participation rate | 79.2% | 76.8%+2.4pp | 73.2%+6.0pp | 81.2%-2.1pp |
| Annual return | -14.33% | 160.73%-175.1pp | 114.10%-128.4pp | 418.13%-432.5pp |
| Employer contribution / active EE | $796 | $3,331-76.1% | $2,851-72.1% | $4,741-83.2% |
| Participant deferral / active EE | $6,203 | $4,719+31.4% | $4,234+46.5% | $6,400-3.1% |
| Admin fee / account holder | $64,727 | $6,234+938.3% | $5,422+1093.8% | $11,427+466.5% |