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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,638 | $113,338-19.1% | $94,993-3.5% | $147,586-37.9% |
| Participation rate | 84.2% | 78.0%+6.2pp | 73.9%+10.3pp | 82.8%+1.4pp |
| Annual return | 13.46% | 20.80%-7.3pp | 27.14%-13.7pp | 578.59%-565.1pp |
| Employer contribution / active EE | $1,353 | $3,160-57.2% | $2,603-48.0% | $4,876-72.2% |
| Participant deferral / active EE | $9,480 | $3,777+151.0% | $3,317+185.8% | $5,439+74.3% |
| Admin fee / account holder | $25,170 | $6,063+315.2% | $4,960+407.4% | $10,886+131.2% |