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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,938 | $121,677+1.9% | $104,625+18.5% | $158,966-22.0% |
| Participation rate | 73.9% | 77.5%-3.6pp | 74.1%-0.2pp | 82.0%-8.1pp |
| Annual return | 18.41% | 465.58%-447.2pp | 340.60%-322.2pp | 302.95%-284.5pp |
| Employer contribution / active EE | $678 | $3,165-78.6% | $2,681-74.7% | $4,762-85.8% |
| Participant deferral / active EE | $7,223 | $4,175+73.0% | $3,738+93.3% | $5,983+20.7% |
| Admin fee / account holder | $4,993 | $7,777-35.8% | $6,465-22.8% | $11,250-55.6% |