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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,571 | $107,809-14.1% | $90,657+2.1% | $135,379-31.6% |
| Participation rate | 71.4% | 78.0%-6.6pp | 74.0%-2.6pp | 82.6%-11.2pp |
| Annual return | -5.54% | -0.90%-4.6pp | 1.89%-7.4pp | 519.79%-525.3pp |
| Employer contribution / active EE | $951 | $3,018-68.5% | $2,532-62.4% | $4,779-80.1% |
| Participant deferral / active EE | $7,244 | $3,872+87.1% | $3,424+111.5% | $5,609+29.2% |
| Admin fee / account holder | $9,531 | $5,931+60.7% | $4,994+90.8% | $10,828-12.0% |