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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,615 | $97,125+26.2% | $86,233+42.2% | $137,256-10.7% |
| Participation rate | 55.6% | 74.2%-18.6pp | 69.0%-13.5pp | 80.0%-24.4pp |
| Annual return | 13.28% | 74.19%-60.9pp | 61.39%-48.1pp | 220.34%-207.1pp |
| Employer contribution / active EE | $749 | $2,841-73.6% | $2,504-70.1% | $4,156-82.0% |
| Participant deferral / active EE | $1,498 | $5,180-71.1% | $4,559-67.1% | $6,407-76.6% |
| Admin fee / account holder | $2,111 | $9,725-78.3% | $8,342-74.7% | $12,270-82.8% |