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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,704 | $99,011+9.8% | $86,582+25.5% | $147,586-26.3% |
| Participation rate | 100.0% | 76.3%+23.7pp | 73.5%+26.5pp | 82.8%+17.2pp |
| Annual return | 15.33% | 1312.75%-1297.4pp | 965.08%-949.8pp | 578.59%-563.3pp |
| Employer contribution / active EE | $6,660 | $3,132+112.6% | $2,839+134.5% | $4,876+36.6% |
| Participant deferral / active EE | $6,023 | $3,972+51.6% | $3,609+66.9% | $5,439+10.7% |
| Admin fee / account holder | $5,967 | $5,709+4.5% | $4,904+21.7% | $10,886-45.2% |