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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,615 | $99,053+23.8% | $88,179+39.1% | $138,895-11.7% |
| Participation rate | 55.6% | 74.2%-18.7pp | 69.1%-13.6pp | 79.9%-24.4pp |
| Annual return | 13.28% | 78.17%-64.9pp | 64.97%-51.7pp | 145.39%-132.1pp |
| Employer contribution / active EE | $749 | $2,882-74.0% | $2,549-70.6% | $4,194-82.1% |
| Participant deferral / active EE | $1,498 | $5,225-71.3% | $4,614-67.5% | $6,396-76.6% |
| Admin fee / account holder | $2,111 | $8,748-75.9% | $7,673-72.5% | $12,562-83.2% |