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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,254 | $142,392+7.6% | $119,622+28.1% | $134,532+13.9% |
| Participation rate | 62.5% | 82.8%-20.3pp | 79.3%-16.8pp | 81.2%-18.7pp |
| Annual return | -17.02% | -12.46%-4.6pp | -14.98%-2.0pp | 418.27%-435.3pp |
| Employer contribution / active EE | $1,484 | $5,224-71.6% | $4,232-64.9% | $4,741-68.7% |
| Participant deferral / active EE | $2,804 | $6,467-56.6% | $5,601-49.9% | $6,401-56.2% |
| Admin fee / account holder | $1,219 | $13,593-91.0% | $10,328-88.2% | $11,429-89.3% |