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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,702 | $152,612-32.7% | $125,192-18.0% | $152,897-32.8% |
| Participation rate | 83.3% | 83.3%0pp | 79.8%+3.6pp | 82.5%+0.9pp |
| Annual return | 24.42% | 54.85%-30.4pp | 43.79%-19.4pp | 345.43%-321.0pp |
| Employer contribution / active EE | $1,530 | $4,947-69.1% | $3,866-60.4% | $4,764-67.9% |
| Participant deferral / active EE | $2,789 | $5,868-52.5% | $4,937-43.5% | $5,851-52.3% |
| Admin fee / account holder | $16,635 | $13,437+23.8% | $9,704+71.4% | $11,599+43.4% |