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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,560 | $144,130-21.9% | $117,861-4.5% | $147,586-23.7% |
| Participation rate | 85.7% | 83.4%+2.3pp | 79.7%+6.0pp | 82.8%+2.9pp |
| Annual return | 19.72% | 531.20%-511.5pp | 335.11%-315.4pp | 578.59%-558.9pp |
| Employer contribution / active EE | $1,373 | $4,897-72.0% | $3,786-63.7% | $4,876-71.8% |
| Participant deferral / active EE | $2,609 | $5,316-50.9% | $4,482-41.8% | $5,439-52.0% |
| Admin fee / account holder | $1,212 | $10,887-88.9% | $8,021-84.9% | $10,886-88.9% |