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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,827 | $162,785-8.0% | $133,959+11.8% | $158,950-5.7% |
| Participation rate | 71.4% | 83.2%-11.8pp | 79.8%-8.4pp | 82.0%-10.5pp |
| Annual return | 21.22% | 41.94%-20.7pp | 45.09%-23.9pp | 302.91%-281.7pp |
| Employer contribution / active EE | $1,572 | $4,975-68.4% | $3,919-59.9% | $4,762-67.0% |
| Participant deferral / active EE | $3,092 | $5,910-47.7% | $5,047-38.7% | $5,983-48.3% |
| Admin fee / account holder | $1,182 | $11,738-89.9% | $8,928-86.8% | $11,248-89.5% |