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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,828 | $444,907-60.5% | $304,612-42.3% | $382,429-54.0% |
| Participation rate | 0.0% | 89.6%-89.6pp | 81.9%-81.9pp | 87.7%-87.7pp |
| Annual return | 16.34% | 345.83%-329.5pp | 329.91%-313.6pp | 248.85%-232.5pp |
| Employer contribution / active EE | $0 | $10,568-100.0% | $7,476-100.0% | $8,036-100.0% |
| Participant deferral / active EE | $0 | $7,127-100.0% | $5,388-100.0% | $5,727-100.0% |
| Admin fee / account holder | $7,458 | $16,329-54.3% | $12,962-42.5% | $30,732-75.7% |