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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,178 | $202,342-34.7% | $172,752-23.5% | $152,897-13.6% |
| Participation rate | 85.7% | 87.1%-1.3pp | 82.6%+3.1pp | 82.5%+3.3pp |
| Annual return | 4.34% | 1029.83%-1025.5pp | 802.97%-798.6pp | 345.43%-341.1pp |
| Employer contribution / active EE | $5,946 | $5,858+1.5% | $5,144+15.6% | $4,764+24.8% |
| Participant deferral / active EE | $4,815 | $5,948-19.1% | $5,198-7.4% | $5,851-17.7% |
| Admin fee / account holder | $3,375 | $17,111-80.3% | $13,955-75.8% | $11,599-70.9% |