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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,954 | $209,422-38.4% | $178,503-27.8% | $158,982-18.9% |
| Participation rate | 86.7% | 86.4%+0.3pp | 81.9%+4.7pp | 82.0%+4.7pp |
| Annual return | -3.03% | 188.81%-191.8pp | 151.12%-154.1pp | 302.99%-306.0pp |
| Employer contribution / active EE | $5,822 | $5,707+2.0% | $5,011+16.2% | $4,763+22.2% |
| Participant deferral / active EE | $5,166 | $5,955-13.3% | $5,202-0.7% | $5,983-13.7% |
| Admin fee / account holder | $1,853 | $17,079-89.2% | $13,987-86.8% | $11,252-83.5% |