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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,623 | $108,825+2.6% | $156,181-28.5% | $82,448+35.4% |
| Participation rate | 90.6% | 72.4%+18.3pp | 78.8%+11.8pp | 68.1%+22.6pp |
| Annual return | 4.58% | 20.59%-16.0pp | 64.87%-60.3pp | 41.64%-37.1pp |
| Employer contribution / active EE | $5,273 | $2,870+83.7% | $4,294+22.8% | $2,551+106.7% |
| Participant deferral / active EE | $7,154 | $4,577+56.3% | $6,132+16.7% | $4,139+72.8% |
| Admin fee / account holder | $14,745 | $9,341+57.9% | $14,586+1.1% | $7,234+103.8% |