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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,816 | $83,485-9.2% | $125,180-39.4% | $72,983+3.9% |
| Participation rate | 93.5% | 73.3%+20.2pp | 79.8%+13.8pp | 69.5%+24.1pp |
| Annual return | 4.66% | 25.78%-21.1pp | 43.79%-39.1pp | 81.01%-76.3pp |
| Employer contribution / active EE | $3,331 | $2,346+42.0% | $3,866-13.8% | $2,440+36.5% |
| Participant deferral / active EE | $4,445 | $3,586+24.0% | $4,937-10.0% | $3,608+23.2% |
| Admin fee / account holder | $6,058 | $5,518+9.8% | $9,703-37.6% | $5,124+18.2% |