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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,248 | $91,559-15.6% | $133,971-42.3% | $79,852-3.3% |
| Participation rate | 98.9% | 73.3%+25.5pp | 79.8%+19.0pp | 69.6%+29.3pp |
| Annual return | -6.10% | 61.85%-68.0pp | 45.09%-51.2pp | 31.72%-37.8pp |
| Employer contribution / active EE | $3,984 | $2,384+67.1% | $3,919+1.7% | $2,471+61.2% |
| Participant deferral / active EE | $4,916 | $3,734+31.7% | $5,047-2.6% | $3,740+31.4% |
| Admin fee / account holder | $3,911 | $6,321-38.1% | $8,929-56.2% | $5,306-26.3% |