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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,486 | $101,752+79.3% | $164,928+10.6% | $80,911+125.5% |
| Participation rate | 100.0% | 71.8%+28.2pp | 78.6%+21.4pp | 67.6%+32.4pp |
| Annual return | 15.29% | 16.73%-1.4pp | 70.08%-54.8pp | 35.63%-20.3pp |
| Employer contribution / active EE | $3,691 | $2,953+25.0% | $4,343-15.0% | $2,756+33.9% |
| Participant deferral / active EE | $5,701 | $4,477+27.3% | $6,034-5.5% | $4,297+32.7% |
| Admin fee / account holder | $2,236 | $8,218-72.8% | $12,684-82.4% | $6,935-67.8% |