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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,824 | $81,870+65.9% | $119,622+13.5% | $68,486+98.3% |
| Participation rate | 100.0% | 71.9%+28.1pp | 79.3%+20.7pp | 67.9%+32.1pp |
| Annual return | -18.26% | -23.82%+5.6pp | -14.98%-3.3pp | -7.85%-10.4pp |
| Employer contribution / active EE | $3,345 | $2,692+24.3% | $4,232-21.0% | $2,597+28.8% |
| Participant deferral / active EE | $5,284 | $4,148+27.4% | $5,601-5.7% | $4,028+31.2% |
| Admin fee / account holder | $3,762 | $6,583-42.9% | $10,328-63.6% | $5,404-30.4% |