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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,699 | $91,525+76.7% | $130,026+24.4% | $75,181+115.1% |
| Participation rate | 100.0% | 71.4%+28.6pp | 78.5%+21.5pp | 67.2%+32.8pp |
| Annual return | 16.35% | -631.40%+647.8pp | -137.26%+153.6pp | 160.69%-144.3pp |
| Employer contribution / active EE | $3,825 | $2,844+34.5% | $4,321-11.5% | $2,671+43.2% |
| Participant deferral / active EE | $6,667 | $4,342+53.5% | $5,821+14.5% | $4,126+61.6% |
| Admin fee / account holder | $9,548 | $6,778+40.9% | $10,608-10.0% | $5,650+69.0% |