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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,153 | $78,707+53.9% | $117,861+2.8% | $70,126+72.8% |
| Participation rate | 100.0% | 73.2%+26.8pp | 79.7%+20.3pp | 69.5%+30.5pp |
| Annual return | 15.93% | 23.30%-7.4pp | 335.11%-319.2pp | 73.15%-57.2pp |
| Employer contribution / active EE | $2,754 | $2,223+23.8% | $3,786-27.3% | $2,343+17.6% |
| Participant deferral / active EE | $5,780 | $3,297+75.3% | $4,482+29.0% | $3,332+73.5% |
| Admin fee / account holder | $1,788 | $5,066-64.7% | $8,021-77.7% | $4,645-61.5% |