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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,654 | $115,225+65.5% | $100,712+89.3% | $138,895+37.3% |
| Participation rate | 83.3% | 74.3%+9.0pp | 69.3%+14.1pp | 79.9%+3.4pp |
| Annual return | 11.51% | 40.35%-28.8pp | 33.27%-21.8pp | 145.39%-133.9pp |
| Employer contribution / active EE | $2,469 | $2,771-10.9% | $2,313+6.8% | $4,194-41.1% |
| Participant deferral / active EE | $3,537 | $4,699-24.7% | $4,085-13.4% | $6,396-44.7% |
| Admin fee / account holder | $5,504 | $10,844-49.2% | $9,256-40.5% | $12,562-56.2% |