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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,993 | $95,915+23.0% | $79,580+48.3% | $134,532-12.3% |
| Participation rate | 100.0% | 75.0%+25.0pp | 69.5%+30.5pp | 81.2%+18.8pp |
| Annual return | -19.40% | -2.71%-16.7pp | 0.15%-19.6pp | 418.27%-437.7pp |
| Employer contribution / active EE | $2,668 | $3,129-14.7% | $2,413+10.5% | $4,741-43.7% |
| Participant deferral / active EE | $3,525 | $4,693-24.9% | $3,985-11.6% | $6,401-44.9% |
| Admin fee / account holder | $2,679 | $9,132-70.7% | $6,835-60.8% | $11,429-76.6% |