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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,704 | $112,935-17.0% | $90,970+3.0% | $158,966-41.1% |
| Participation rate | 100.0% | 74.7%+25.3pp | 69.0%+31.0pp | 82.0%+18.0pp |
| Annual return | 21.94% | 215.79%-193.8pp | 134.58%-112.6pp | 302.95%-281.0pp |
| Employer contribution / active EE | $1,071 | $2,895-63.0% | $2,122-49.5% | $4,762-77.5% |
| Participant deferral / active EE | $2,142 | $4,129-48.1% | $3,373-36.5% | $5,983-64.2% |
| Admin fee / account holder | $381 | $8,045-95.3% | $5,960-93.6% | $11,250-96.6% |